Roseann Moves Houses! 
Welcome to my web site! I hope that you will find the information useful and easy to access.
I am grateful to all my clients, past and present, for the faith and trust they have bestowed upon me.
The greatest compliment that I could receive is the referral of my services to friends and family members. I promise to treat anyone referred to me with the utmost professional commitment and personal care. -Roseann
Important News about The American Recovery and Reinvestment Act!
On November 6, 2009, Congress signed a bill which extends the popular tax credit for First-Time Home Buyers through June 2010.
The $8,000 Tax Credit was scheduled to lapse on December 1, but will now be in effect through the end of June. Home buyers must sign a contract before April 30 and close by June 30, 2010.
Prior to these changes the tax credit phase-out range was a Modified Adjusted Gross Income (MAGI) of $75,000 - $95,000 (for single taxpayers) and $150,000 - $170,000 (for married taxpayers). Under the new legislation, the MAGI ranges change to $125,000 - $145,000 (for single taxpayers) and $225,000 - $245,000 (for married taxpayers).
Expansion of the tax credit extends a financial incentive to repeat home buyers. Home buyers who have owned a home for 5 of the last 8 years can qualify for a tax credit of as much $6,500. The 5 years of ownership must be consecutive years and the home must be the buyer’s principal residence. The credit is available for purchases made after Nov. 6, 2009 and before May 1, 2010.
These rebates are still refundable and can be claimed on your amended 2008 tax return (for 2009 purchases) or your 2009 tax return (for 2010 purchases). Buyers will also be required to submit a copy of their settlement statement to claim the tax credit.
Here's a very informative article from the IRS regarding how to obtain your Home Buyer Tax Credit. You will need to complete IRS Form 5405 and provide documentation of your home purchase.
IRS Guidelines & Form 5405- Home Buyer Tax Credits 
Hunters Gate, an attractive new-home community of luxurious homes in the mid-300s and upper-400s, is nestled in the Cumberland Valley. Accommodating only 19 home sites, Hunters Gate is located off of Lambs Gap Road in Hampden Township.
Classic Communites proudly presents its newest luxurious home at Hunters Gate- the "Chadwick," a 3,467-sq.-ft.- traditional style home on .5 acre. The Chadwick model is currently under construction, with a tentative completion date of June 2010. Offering more than $28,500 in upgrades, the Chadwick boasts an open floor plan, 3-car side-entry garage, and walk-out basement overlooking a wooded area. With 4 BR, 3.5 Baths, Formal LR, Formal DR, Eat-in Kitchen, Great Room, Study, and 1st floor Laundry, the Chadwick has room to spare! Offered at $459,900.
Directions: Rte. 81 to Wertzville Exit (Rte. 944). R/Wertzville Road for .5 mile to Lambs Gap Road. Follow for .5 mile to Hunters Gate. L/Hunters Gate to third home on right (6245 Appaloosa Drive/ Lot #7).
Classic Communities Corporation 2151 Linglestown Road, Suite 300. Harrisburg, PA 17110. 717.901.9311. info@classcorp.com
Money Saving Tip- "The 5-Year Plan"
Buying a home is probably the largest single investment you will ever make. Each time you buy and sell a house, you pay significant transaction fees such as 1% transfer tax, mortgage lender fees, title insurance, and pre-paid taxes, for example. Plan ahead! Project where you want to be in 5 years, the average length of time it takes to recoup initial closing costs and build some equity in your home. Consider location, size of home, school district, and nearby amenities when making your purchase. Look for a home which you could maintain and improve during your ownership in order to maximize your net proceeds after selling it and moving up to the next one. Do your "home work" by keeping track of sales prices in your neighborhood and comparing your home's amenities and overall condition to those which have sold. Remember, though, that the real estate market fluctuates, so don't become fixed on a particular range. Rather, keep current by getting periodic "market snapshots" from Internet-based programs..
"House Talk" by Roseann
architectural shingles Architectural shingles, also known as laminated or dimensional shingles, create a distinctive 3-dimensional appearance on the roof line. They are designed to last for 30-50 years. Considered among the highest quality roofing products, architectural shingles do not require additional support under the roof. Attractive to builders because of their ease of installation and ability to withstand extreme temperatures and severe weathering, architectural shingles are often available with a lifetime warranty. It is the combination of asphalt and minerals that makes architectural shingles strong and flexible.
Mansard or Mansard Roof
A style of hip roof characterized by two slopes on each of its four sides with the lower slope being much steeper. The story formed by a mansard roof is usually called the garret.
balustrade
A row of short, upright columns or urn-shaped supports and the railing connecting them. Used as a stair rail and also above the cornice on the outside of a building.
Did you know?
An FHA loan is a federal assistance mortgage loan in the United States insured by the Federal Housing Administration. FHA does not make loans. Rather, it insures loans made by private lenders.
WHY trust me as your REALTOR? I pledge to listen to your real estate needs and concerns and to research your options carefully and thoroughly.
HOW can I help you? By working on your behalf in a cooperative manner utilizing the state-of-the art professional and technological services offered by Prudential Homesale Services.
WHAT are you specific real estate needs and goals? I can help you to identify them and offer appropriate ways to address them in a timely manner.
HOW do I provide value beyond any specific costs you might incur? I am a trained communicator, negotiator, and problem-solver. I can save you time, money, hassle, and inconvenience by anticipating problems before they occur. Risk management is a high priority.
WHEN can we start? If you are considering a home purchase or sale and would like to explore resources and options available to you, we can begin with a professional consultation NOW!
